James Ryan Jonas

Subscribe to the IPO of SSI and PSPC?

In the coming weeks, two new companies will be offering their shares to the public for the first time, namely, the SSI Group Inc. (SSI) and the Phoenix Semiconductor Philippines Corp. (PSPC).

Is it a good idea to buy and subscribe to the IPO of SSI and PSPC?

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Housing Loan Interest Rates by Philippine Banks (2014)

Which bank offers the cheapest housing loan product in the Philippines?

Check out our table below for a comparative summary showing the interest rates charged by banks for home loans in the Philippines. The rates provided below are for a P1 million housing loan payable in 10 years.

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After months of delay, PSPC IPO to finally push through

After months of delay, with rumors that the company even deferred its planned Initial Public Offering (IPO) to avoid the Ghost Month in August, Phoenix Semiconductor Phil. Corp. (PSPC) is finally pushing through with its IPO on December 1.

PSPC plans to raise up to P1.22 billion from the said offering, proceeds of which will be primarily used for expansion. PSPC intends to extend its current manufacturing facility and construct a new production facility within its 15-hectare area property at the Clark Freeport Zone in Pampanga. The projects are meant to start bigger mass production of its products by the second half of 2015

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Binay to spend P260 million on Christmas giveaways in Makati?

Vote-buying or genuine public service in Makati?
Last October 16, 2014 the Makati City government conducted pre-bidding conferences for four (4) projects that will supply items to be given out as Christmas giveaways in the coming December. Nothing wrong with giving Christmas gifts per se, but is spending P260 million just a bit too much?

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Compare: Credit Card Interest Rates in the Philippines

A number of Filipinos have a severe problem with credit card usage — leading to piles of debt which, when remain unpaid, continue to balloon month after month.

The primary culprit, of course, is the credit cardholder’s negligence to pay his or her obligations. Worse, some even deliberately attempt to run away from their debt.

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Investing in Speculative Stocks

Stocks can produce huge capital gains if the right bets are made. Those who want to earn quicker profits use a high-yield, high-risk strategy known as “Speculative Stocks investing” wherein they focus on so-called speculative stocks that could produce the quickest bang for their buck.

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