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Rural Bank of Carmen (Cebu)’s 5-year Time Deposit, 20% p.a.

NOTE: We have started the Investment Products series that compiles deposit and investment products offered by banks and financial institutions in the Philippines. These articles … Read More

How to earn using your PayPal account

So you already signed up for a PayPal account.

Do you know you can earn by referring others to PayPal? It’s possible using PayPal’s Merchant Referral Bonus Program.

How to open a PayPal account

Here are the steps to open a PayPal account.

1. Sign up for an account by visiting the PayPal website and clicking the “Sign Up” link located at the top-right portion of the page.

2. Choose the PayPal Account Type applicable to you. First, select the Country or Region where you live. Choosing your country from the drop-down menu opens a page that shows three PayPal account types.

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First Country Bank (www.firstcountryfinancial.com/fcbank/index.htm), banking arm of First Country Financial Group, is a microfinance bank that focuses on promoting micro-entrepreneurs and helping marginalized members of society. Former DECS Undersecretary Dr. Alejandro Wilfredo Clemente and members of the Bankers' Club (retired top bank executives from BSP, LBP, Citibank, DBP, and other thrift and rural banks) founded the bank in 1995.

First Country Bank received the "Most Outstanding Microfinance Bank" award from the Consumers' League of the Philippines Foundation in 2004 and the "Big Leap Forward" award from the People's Credit and Finance Corporation in 2005.

The bank provides Microfinance Livelihood Loans to members of:

More than 700,000 public school teachers nationwide thru the Department of Education Automatic Salary Deduction Program;
More than 280,000 military pensioners thru assignments of their monthly pensions of the bank is an accredited depository;
A large number of OFWs and their dependents thru credit redemption and collateral guarantee insurance with the assistance of the Overseas Workers Welfare Administration; and
Housewives of employed and under-employed, thru the methodology of the Grameen Bank of Bangladesh.

First Country Bank is a member of the Philippine Deposit Insurance Corporation (PDIC).

First Country Bank’s 5-Years Double Your Money Time Deposit

NOTE: Today we start a series compiling various deposit and investment products being offered by banks in the Philippines. These articles are for informational purposes … Read More

Test: What type of investor are you?

Here’s a simple, six-question test to check what type of investor you are.

Don’t worry, there are no right or wrong answers. Your score is simply an indication of how you balance risk and opportunity. The corresponding meaning of your score illustrates a suggested mix of instruments selected to suit your profile. Take note that this test is not a substitute for investment advice from a professional.

Ready?

Grab a pen and paper and start answering the investor profile questionnaire below. For each of the questions, choose the letter of the sentence that best reflects you.

Are UITFs right for you?

You’ve learned what UITFs are and how they are different from mutual funds. You’ve decided to invest in UITFs. But are they really right for you?

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